Storm Damage

What to Do After Storm Damage: A Commercial Property Owner's Checklist

December 8, 2024 5 min read Silver Rock Roofing
Storm damage to commercial roof

Severe storms can cause significant damage to your commercial roof, leaving you with urgent decisions to make. Acting quickly and systematically can help minimize damage, protect your property, and ensure you get fair compensation from your insurance company. Use this checklist to guide your response.

Immediate Steps After a Storm

Step 1: Ensure Safety First

Before inspecting your property, ensure it's safe to enter. Watch for hazards like downed power lines, structural damage, or standing water. If there's significant damage, evacuate and call emergency services.

Step 2: Document Everything

Take photos and videos of all damage from multiple angles. Include wide shots showing the overall condition and close-ups of specific problem areas. Document the date and time. This evidence is crucial for insurance claims.

Step 3: Contact Your Insurance Company

Report the damage as soon as possible. Get a claim number and ask about required documentation. Ask about advance payments for emergency repairs to prevent further damage.

Step 4: Mitigate Further Damage

Take reasonable steps to prevent additional damage. Cover leaks with tarps, move valuable equipment to safe areas, and document all mitigation efforts. Keep receipts for any emergency repairs—these are typically covered by insurance.

Common Types of Storm Damage to Look For

  • Wind Damage: Lifted or missing shingles, damaged flashing, torn membranes
  • Hail Damage: Dents, cracks, or punctures in roofing materials; damaged HVAC units
  • Water Intrusion: Leaks, water stains, pooling water
  • Debris Damage: Fallen trees, branches, or flying debris punctures

Working with Your Insurance Company

Insurance claims can be complex. Here's how to maximize your claim:

  • Be present during the adjuster's inspection
  • Provide your documentation and photos
  • Get multiple repair estimates
  • Don't sign anything until you understand it

Silver Rock Roofing has extensive experience working with insurance companies. We can provide a detailed damage assessment, attend inspections with adjusters, and help you get the compensation you deserve.

Emergency Storm Damage Repair

Don't wait. If your roof has storm damage, we offer 24/7 emergency response.